Real estate appraisal services for homeowners in the city of Kittanning and Armstrong County
See the top seven reasons PA homeowners need Deal Appraisal Services:
Own a home in or near Kittanning, PA and need help determining the value of it?
At Deal Appraisal Services, we understand the particular needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Deal Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to cancel PMI?
A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping clients just like you dismiss unwanted and unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from Deal Appraisal Services is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your house is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. Deal Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Deal Appraisal Services can help with that too. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.